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Privacy Policy

TheBusinessInfo.in values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, store, and protect your information when you visit our website, create an account, subscribe to our Expert+ Membership, or use any of our services.

By accessing or using our website, you agree to the collection and use of your information in accordance with this Privacy Policy.

1. Information We Collect

We may collect the following categories of information:

Personal Information

When you register, subscribe, contact us, or purchase a service, we may collect:

  • Full name
  • Email address
  • Mobile number
  • Billing address
  • Payment-related details (excluding complete card information)
  • Account login credentials

Information collected in connection with Expert+ Membership is used to provide and administer the educational and informational membership services described on the website. Expert+ does not provide personalised investment recommendations, portfolio management services, or recommendations to buy, sell, or hold any particular stock, security, or other financial instrument.

2. Membership Information

If you subscribe to the Expert+ Membership, we may collect:

  • Subscription plan
  • Payment status
  • Subscription validity/expiry information
  • Login activity
  • Content preferences
  • Device information
  • Membership history

3. Automatically Collected Information

When you use our website, we may automatically collect:

  • IP address
  • Browser type
  • Device type
  • Operating system
  • Pages visited
  • Time spent on pages
  • Referral URLs
  • Date and time of access
  • Cookies and similar technologies

4. Cookies

We use cookies and similar technologies to:

  • Remember user preferences
  • Maintain login sessions
  • Improve website performance
  • Analyse website traffic
  • Personalise user experience
  • Enhance website security

You can disable cookies through your browser settings; however, some features of the website may not function properly.

5. How We Use Your Information

We use your information to:

  • Provide requested services
  • Process subscriptions and payments
  • Manage your Expert+ Membership
  • Deliver premium content
  • Respond to enquiries
  • Send service-related communications
  • Improve website functionality
  • Personalise user experience
  • Detect fraud and prevent misuse
  • Comply with legal obligations
  • Maintain security and system integrity

6. Email and Marketing Communications

We may send:

  • Membership updates
  • Newsletters
  • Educational and informational content updates
  • Business and economic news
  • Promotional offers
  • Product/service announcements

You may unsubscribe from promotional emails at any time using the unsubscribe link or by contacting us.

Service-related communications may still be sent where necessary.

7. Payment Information

Payments are processed through secure third-party payment gateways.

We do not store your complete debit card, credit card, UPI PIN, or internet banking credentials on our servers.

Payment processors handle your payment information according to their own privacy policies.

8. Sharing of Information

We do not sell or rent your personal information.

We may share information with:

  • Payment gateway providers
  • Technology and hosting providers
  • Analytics service providers
  • Legal or regulatory authorities where required by law

All such disclosures are made only as necessary to provide services or comply with legal obligations.

9. Data Security

We implement reasonable technical, administrative, and organisational measures to safeguard your information, including:

  • SSL/TLS encryption
  • Secure servers
  • Restricted access controls
  • Regular security updates
  • Secure payment integrations

While we strive to protect your information, no method of electronic transmission or storage is completely secure. Therefore, we cannot guarantee absolute security.

10. Data Retention

We retain your information only for as long as necessary to:

  • Provide our services
  • Maintain your membership
  • Comply with tax, accounting, and legal obligations
  • Resolve disputes
  • Enforce our agreements

When no longer required, information will be securely deleted or anonymised, subject to applicable legal requirements.

11. Your Rights

Subject to applicable law, you may have the right to:

  • Access your personal information
  • Request correction of inaccurate information
  • Request deletion of information where legally permissible
  • Withdraw consent where processing is based on consent
  • Object to certain processing activities
  • Request information about how your data is processed

Requests may be subject to identity verification and applicable legal requirements.

12. Third-Party Websites

Our website may contain links to third-party websites, including government portals and external service providers.

We are not responsible for the privacy practices, content, or security of such third-party websites. We encourage you to review their privacy policies before providing personal information.

13. Children’s Privacy

Our website and services are intended for individuals who are at least 13 years old.

We do not knowingly collect personal information from children. If we become aware that such information has been collected, we will take reasonable steps to delete it.

14. International Data Transfers

Your information may be processed or stored using cloud infrastructure or service providers located outside your state or country. Where such transfers occur, we take reasonable measures to ensure appropriate safeguards are in place in accordance with applicable law.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Any changes will be posted on this page. Continued use of the website after changes are posted constitutes acceptance of the revised Privacy Policy.

16. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or the way your personal information is handled, please contact us at contact@thebusinessinfo.in.

17. Compliance with Applicable Laws

We aim to process personal information in accordance with applicable Indian data protection and information technology laws, including the Digital Personal Data Protection Act, 2023 (DPDP Act), where applicable, and other relevant legal and regulatory requirements.

Consent

By using the TheBusinessinfo.in website, creating an account, subscribing to the Expert+ Membership, or using any of our services, you acknowledge that you have read, understood, and agree to this Privacy Policy, including the collection, use, storage, and disclosure of your personal information as described herein.